How Much Is A Money Order At Td Bank

Money Order About ME: 10 Places To Baffle Extraordinary, With Fees and Locations

What Is a Money Order?
Where Can You Puzzle a Postal order?
Whatever Bank
West Union
US Postal Service
7-Eleven
CVS Pharmacy
Kmart
Kroger
Meijer
Publix
Walmart
Security Tips

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Personal checks sometimes take a day or two to crystal clear, so non everyone will have i out of fear that the check might bounce. In those instances, you'll pauperism either a postal order or a cashier's check. Typically, money orders are for amounts less than $1,000, and cashier's checks are suggested for anything higher.

What Is a Money Order?

A money order is a paper document that carries a monetary value. Money orders function similarly to personal checks, but they are not attached to your savings bank account. They are written to a payee and are prepaid so the payee has a guarantee that the incumbent funds are available. Money orders often have a monetary chapiter, such as $500 or $1,000.

Here's an example of how a postal order power look:

When Do You Need a Money Order?

You need a postal order when:

You need a funds-guaranteed way to pay someone
You owe person a defrayment but get into't want to be walking more or less with cash
You need or want to be able-bodied to write a check without betraying your bank explanation information
A check is required to pay a note, merely you Don River't have a bank business relationship

You might use a money enjoin to:

Ante up anyone who needs assurance of your ability to pay
Pay a bill, ilk hire
Pay movers
Pay somebody for a piece of art or piece of furniture without carrying cash
Pee a large buy up without putt it on a credit card
Send money to someone in a correctional facility

Where Can You Get a Money Order?

Many retailers offer money orders, but virtually of them have one of 2 companies powering the transaction — Western Union or MoneyGram. Both companies have their own retail locations as good, so you can go directly to them if you'd favor.

You bottom request a postal order in any of these locations:

1. Whatever Savings bank Oregon Credit Federal

You may pay a bung, typically or so $5, merely you should exist able to walk into a local bank or credit union furcate and request a money order. You should not need to have an account at the bank or credit union to come this.

2. Western Union or MoneyGram Locations

Both Western Union and MoneyGram are financial inspection and repair providers. Both have retail locations and can provide you with money orders as good every bit another ways to move money. You tin can find a location near you aside using the locators at the Western Union and MoneyGram websites.

Their services are also available at retailers you likely frequent often (more on that below).

3. US Postal Service

Head to any local post office with your cash, debit card OR traveler's check. You will non be able to pay for a postal order by charging it to a credit card. You'll pay a processing bung of $1.45 for amounts ranging from 1 cent to $500 and $1.95 for amounts ranging from $500.01 to $1,000.

You can also get a money order at many retail locations you visit on a regular basis, such as any of the succeeding options.

4. 7-Eleven

The majority of 7-Cardinal's locations are in the U.S. Availability and fees differ between locations.

Limit: $500

Fee: Varies by locating, ranging from 1% to 3% of the money order value

Provider: Western Union

5. CVS Apothecary's shop

CVS owns and operates thousands of drugstores crosswise the U.S. Cash is the only form of payment accepted for a money order at CVS, and you moldiness have a sound Gem State with you.

Limit: $500 per money parliamentary law; $2,500 maximum per sidereal day

Tip: $1.25

Provider: MoneyGram

6. Kmart

Although Kmart has been closing stores over the past year, it does still own and operate roughly brick-and-mortar stores. If there's a Kmart location near you, call first to see if the store leave issuance a money set up. You can give for a money order via hard currency or debit visiting card, with no additional fee for debit poster use.

Limit: $500

Fee: $1.50

Provider: Western Union

7. Kroger

With nearly 3,000 supermarkets spread across the U.S., Kroger is accessible for many — but not all Kroger store will go forth money orders. For those that do, fees and limits vary by location. You can besides cash money orders at participating Kroger locations, but fees will apply.

Limit: Typically $1,000, simply limits may vary past location

Fee: 84 cents to 88 cents on average, but fees vary by localization

Provider: Western Union

8. Meijer

A local option in certain states — Illinois, Indiana, Kentucky, Michigan, Ohio and Wisconsin — Meijer will provide, but non cash, money orders. You butt pay for a postal order via a debit calling card with no additional fee.

Limit: $500; $3,000 maximum per day

Fee: 65 cents

Provider: Hesperian Union

9. Publix

Publix operates approximately 1,300 locations across seven states: Alabama, Everglade State, Georgia, North Carolina, Dixieland Carolina, Tennessee and Virginia. Publix sells, but leave not cash, money orders at all of its stores leave out for its GreenWise Market locations.

Limit: $500, with no daily upper limit

Fee: 99 cents

Provider: West Union

10. Walmart

Walmart has locations end-to-end the U.S. You can pay for a money order at Walmart with cash or debit. In that location's a maximal fee of $1, with no extra fee for payment by debit entry card. You can also John Cash MoneyGram money orders if they were purchased at Walmart.

Limit: $1,000 with a $1,000 daily maximum

Fee: Up to $1; fees vary aside location

Provider: MoneyGram

Security measures Tips

Although your money dictate will have a payee — making information technology harder for anyone other to cash it — you still take to be aware that carrying a postal order around is similar to carrying cash. Keep your money atomic number 3 secure every bit possible by following this counsel:

Precautions To Take

Be mindful of your surroundings when you request a money order. If you feel ill-fitting, ask for assistance in walking to your car.

Fill the money regulate verboten completely earlier you leave the store — write clearly, rather in black gel ink. Do not leave any spaces unloaded.

Keep in your receipt. It contains a trailing number that you may want to look up if the money order is going to visit the payee by mail.

If you'Re mailing the money order, use a discreet envelope and alert your payee once it is in the mail to try and prevent anyone from intercepting it. Think sending it via certified post.

Have sex Before You Extend to

At that place are plenty of places you canful routine for a money order, but limits and fees vary by retail merchant and true location. Do your research beforehand and know where you can conk for a money order that meets your needs.

If you need a money order, you'll want to beryllium sensitive of the following:

You can buy more than one money ordination at a time. However, if you purchase more than $3,000 in money orders in a single day, you'll call for to fill out a form and provide a government-issued photo ID.
Stay alert for fake. Scammers can amaze as genuine companies that you bang and trust to solicit fee payments from you. They may also institutionalize you a money ordain and ask for a portion of IT back.
For a military postal order, head to an APO/FPO/DPO locating.
You can send a money order internationally, but limits vary.

Lastly, commend that upright because you fanny capture a money order doesn't mean you'll beryllium competent to cash in on information technology at that place. Make sure you have a plan for some sides of the dealing if need personify.

Cynthia Measom contributed to the reporting for this article.

Information is accurate as of Dec. 14, 2022.

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Kelli Francis is a writer and content strategian. She started her career with a degree in journalism from the University of Oregon and went along to work in just about of the diligence's busiest newsrooms, from The Seattle Times to MSN.com, WebMD and Yahoo. In intimately a X at Yahoo, she worked as an assistant managing editor program at Yahoo Finance, specializing in personal finance content; a manufacturer for Yahoo Newsworthiness; and a managing editor in chief on Yahoo's homepage team. A perennial seeker, Kelli is presently expanding her knowledge of all things finance atomic number 3 a student at The Solid ground College of Financial Services. She is also the very proud mom of a howling and unstoppable 7-year-old with Autism Spectrum Disquiet.